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Mortgage Rates

We've got the great rate you've been waiting for. And our experienced Mortgage Loan Originators can help you navigate every step of the process – from finding the right loan for your needs, right up to the day you first walk through your new front door.

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Purchase Mortgage Rates
Type Interest Rate APR
15 Year Fixed 2.090% 2.308%
20 Year Fixed 2.570% 2.740%
30 FHA Fixed 2.675% 3.738%
30 Year Fixed 2.670% 2.789%
5/6 ARM 2.750% - 2.875% 2.951%

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Lexi Home Cutting Board Set
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What Makes Us Different from Other Banks

Business banking with features to help your business thrive

Banking with a community focus

Home loans that turn a dream home into a dream come true

What Our Community Says

First Federal Lakewood was willing to work with me as a new business owner when other banks would not. Not only was I able to get a loan but Chalana Williams and Tiffany Cardenas have been great partners.

Owner Windermere In and Out

Lora Koralewski has worked with us on a land loan (2018) and now a Construction loan...she was fantastic to work with and really helped us stay in our budget etc. We would jump at the chance to work with First Federal Lakewood again in the future!

Bryan and Rebecca
Mortgage Customers

Financial Literature


Building Equity in Your Home

If you own a home, the mortgage payments you make each month could help you build a substantial asset - home equity. The home equity you build represents how much of your home you own, which can grow with time.


COVID-19 Scams

First Federal Lakewood is issuing this notice to alert customers to potential indicators of imposter scams and money mule schemes, which are two forms of consumer fraud observed during the COVID-19 pandemic.


Getting Your Retirement Back on Track

The one-two punch dealt by the Great Recession of 2007-2009, followed by economic damage from the COVID-19 pandemic may have done real damage to your retirement savings.


Revisiting Your Budget During a Crisis

Many Americans found themselves in the throes of the COVID-19 crisis before they fully understood what was going on.